APPLY EARLY AND OFTEN

Apply sunscreen 15 minutes before going out, and reapply every 2 hours, as well as after sweating, swimming or towel drying.

Apply enough sunscreen to cover all skin that clothing will not cover. Don't forget to apply to the tops of your feet, your neck, your ears and the top of your head.

PROTECT YOUR LITTLE ONES

Babies younger than 6 months old aren't ready for sunscreen, so avoid direct sunlight until then and talk to your pediatrician for more tips.

For babies 6 months and older, choose a Broad Spectrum mineral sunscreen for babies that's gentle and fragrance-free. (Mineral sunscreens scatter and absorb harmful UVA/UVB rays).

CHECK YOUR HEALTH PLAN

Sunscreen is eligible for reimbursement with flexible spending accounts (FSA), health savings accounts (HSA), and health reimbursement accounts (HRA).

Product eligibility may vary by plan. Check with your benefits administrator to determine which expenses are eligible before you shop.

PRACTICE TOTAL SUN SAFETY

In addition to wearing SPF, when going out into the sun, dress little ones in lightweight, long-sleeved shirts and long pants. Don't forget a wide-brimmed hat and sunglasses! When playing outside, seek shade and shelter. Look for trees or shade structures like awnings or gazebos, and add a sunshade or umbrella to your stroller.